My Reno Diary

Our team consists of experienced project managers, interior designers, in-house drafters, and trusted suppliers to provide the best possible interior design suited to homeowner’s need with optimized and budget friendly costs.

7 Gambas,
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Singapore 757087.
+65-6255 1010

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Singapore 408569.
+65-6844 1010

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enquiry@mrd.com.sg

February 2022

2022 (Page 15)

Indemnity: HDB Renovation Rules for BTO and Resale Flats

If you are about to purchase a BTO flat or have purchased an HDB resale flat, it is important to familiarize yourself with the HDB rules and regulations before planning your home renovation. You need letter of indemnity for early possession. Remember, failing to follow any of the rules set out by HDB is not an option. The rules and regulations are set out to ensure the safety of your home and your block. If in doubt, always ask prior to commencement of work, it always pays to check twice and do it once. Front door needs to be fire-rated Whilst you can replace the internal doors within your HDB with few restrictions, there are separate rules when it comes to replacing your front door. All front doors must be suitably fire rated. The replacement door and/ or frame must be half-hour fire-rated and the frame must have a self-closing device. Most HDB front doors are designed to contain smoke and fire within the unit so they don’t spread to staircases or lift lobbies. Given the risk of fire, making sure that your new front door meets HDB’s guidelines is essential to protect you, your family and your neighbours in the event of a fire. Electrical works Electric jobs include the electrical wiring of lights, air-con units, switches and more in a house interior decoration in Singapore. If you're looking for a brand-new electricity supply, the HDB standards regarding electrical jobs tell you the process of what you require to do. They also tell you what you need to do in order to get an upgrade on your already existing electrical power supply. The standards provide a detailed situation of all the important things you should provide for either of these situations. False Ceiling You don’t need an HDB permit to install a false ceiling, but you’ll need a minimum floor-to-ceiling height of 2.4 metres. The standard HDB floor-to-ceiling height is 2.6 metres, which gives you a 20-centimetre leeway to make it fancy schmancy. As counter-intuitive as it may sound, installing a false ceiling can actually add perceived height to your home – the gap between the original and the lowered ceiling creates a sense of depth and space. Also, false ceilings are strictly not allowed in bathrooms; in the kitchen, they should not cover the gas pipes. We hope you found this article useful in helping you understand the renovation permits needed for renovations in HDB flats. Got any more information about  indemnity form for renovation for resale cases, hdb downloadable forms, hdb acknowledgement form? Feel free to contact My Reno Diary. My Reno Diary provide you with a quality service that is affordable, efficient and always customized to your needs.    

How Long It Takes To Renovate HBD in Singapore

Your contractor has no control over how long it takes to refurbish a HDB/Condominium. We know, it's shocking. In fact, homeowners determine the whole duration of a renovation job. Actual HDB/Condominium renovations take only two months. Many HDB and condominium residents in Singapore, on the other hand, delay the process. There’s a certain flow to follow during a renovation. Here’s a shortcut inforgaphic of a hdb renovation guidelines in Singapore. Here’s an estimate of how long it takes to renovate different parts of your home. However, take note that the timeline is just an estimate.Every homeowner’s requirement is different. For example, if a homeowner does not require carpentry services, then we can save 2 weeks of renovation. Or if a homeowner has given us a tight timeline to work with, perhpas they urgently need to move into their new home, then we’ll have to speed up the process. Sticking to a Renovation Plan Three months before you collect your keys, begin sorting through ideas you may have for your home. Arrange inspiration photos on a Pinterest moodboard which you can discuss with your interior designer. Discuss with your family how much you are willing to set aside for the renovation. Shortlist interior designers you might want to work with in this prepatory time. Get recommendations from friends and family. If you find a contractor or interior designer you like, be sure to check reviews. Secondly, all interior designers and contractors should have the proper licenses to operate.  Ask shortlisted interior designers for quotes and a couple of proposed views for the house. Compare quotes and design. Find one that best fits your requirements and budget. (Pro-tip: Try our virtual reality home tour to get the best visualisation experience!) HDB renovation noise rules. Noisy renovation such as demolition of walls, removing wall/floor finishes, cutting of tiles and drilling works, etc. are restricted from 9.00 am to 5.00 pm daily during weekdays. hdb renovation timing saturday, noisy renovation are not allowed to be carried out on Saturdays, Sundays and Public Holidays. Residents who encounter renovation contractors in singapore who do not comply with the requirements can report them to the HDB renovation noise complaint to hdb renovation noise complaint hotline

How to Get a Hdb Renovation Permit in Singapore

Do you intend to refurbish your Singapore HDB flat? It is critical that you apply for a Hdb Renovation Permit from the Housing and Development Board before beginning any renovations. With the permission, you will be able to do all renovations on your house with confidence. The standards and rules for obtaining a hdb renovation guidelines in Singapore are outlined in this blog post. Continue reading! You can't just hire an interior designer or a renovation contractor and start chopping away at your walls when it comes to HDB renovations. Before work can begin, special permissions must be secured, as well as instructions for how these renovation tasks should be carried out. It's reasonable to be eager to start making changes in your home, but don't skip over some crucial hdb renovation guidelines. Building and Structure Hacking and removal of structural members (load-bearing structures or staircases) Overloading of floor slab with more than 150kg for every metre square of floor Plastering of ceilings Partitioning with combustible or toxic materials Raising of floor level exceeding the allowed thickness of 50mm with concrete, inclusive of finishes Extending floor area by covering void areas Repositioning or enlarging chute opening Painting the area outside the flat Installing awning or other fixtures outside the flat Laying floor finishes outside the entrance without having recess area or step Removing a pitched roof ceiling Changing planter boxes Sanitation or Plumbing Constructing water tanks in bathrooms Windows, Doors, or Grilles Installing casement windows when the flat faces the common corridor Replacing full height windows, 3/4 height windows, or bay windows Removing or tampering with safety railings/grilles (internal and external) Permanently sealing a planter box Installing overhead grilles at an interaction balcony Air-Conditioning Related Works Installing external grilles on the air-conditioner ledge Changing the use of the air-conditioner ledge Find out what you must do according to the guidelines of your particular HDB unit! You may check hdb renovation permit hotline where prospective buyers can find their desired property by inputting criteria such as location and price range.   Make My Reno Diary Your Trustworthy Interior Design Assistant Established in 2016, MRD Singapore has been obtaining their admirable achievements in the interior design industry. As a licensed HDB interior designer, Renodiary will legally assist you to get fascinating before-after services. We are under Casetrust accredited with 100% deposit money back guarantee on all HDB renovation packages. Reach us by visiting our studio at 7 Gambas Crescent #01-01 Ark@Gambas Sembawang, Singapore or just simply call us!

7 Types of Kitchen Top You Should Consider for Your Kitchen Design

Choosing the right kitchen top is one of the most important aspects of kitchen design. It's an investment you want to last for years to come, and both your sense of style and your lifestyle will determine the right type of kitchen top for your home. Think practically and ask yourself the following questions. Do you cook lots of family meals in the kitchen? Is weekly meal prepping a part of your life? How about baking? If your countertop had a small amount of damage, would it bother you or would you even notice a tiny crack? Every type of kitchen top material has its pros and cons in terms of hardness and durability, as well as heat and stain resistance. Stainless Steel Stainless steel kitchen top has always been a popular choice for commercial kitchens, but it's now become a trend in residential as well. This stainless steel kitchen top is an instant way to give your kitchen a stylish, industrial look.  If you clean stainless steel properly, it's easy to maintain. But the longer you leave a splash or spill, the harder it becomes to clean. You can clean stainless steel countertops with a little bit of soap and water or a product formulated specifically for this surface. Stainless steel kitchen top also shows fingerprints and water spots easily, so it isn't ideal for a home with young children. Another pitfall of stainless steel is that it can dent and scratch. But for the most part, stainless steel is incredibly durable and entirely non-porous. Marble Marble countertops have really come into prominence in recent years. Marble is still king in terms of aesthetics and in high-end new development, it's easy to understand why. This natural stone instantly elevates a kitchen, giving a clean, contemporary feel. There's nothing else that looks quite like a bright white marble finish, but marble countertops are available in other colors as well, including shades of gray, brown, taupe, and even green. No two marble countertops are exactly alike. This stone is certainly not the most practical choice, however. Marble is softer than other natural stones, so it's important to be careful and invest in proper cutting boards. If you cut directly on marble, it will scratch. Another issue with marble is that it's porous, so temporary spills easily become permanent stains. This means those accidental red wine and lemon juice splashes need to be cleaned up fast and you'll want to clean the surface regularly. Luckily, technology is improving to make marble a little more durable. One unique aspect of marble is that it maintains a naturally low temperature, making it ideal for people who enjoy baking. Marble is a great surface to roll out and shape dough. This type of countertop can also be more affordable than you would assume. While marble looks upscale and sophisticated, some kinds of marble, such as Carrara, can be budget-friendly. So what do you think, will you be trying any of these tips in your kitchen? My Reno Diary provide kitchen top material singapore with a quality service that is affordable, efficient and always customized to your needs. Our team has years of experience in kitchen top singapore design. We have an eye for kitchen top material detail and we pay attention to every little thing in order to ensure that we create the perfect space for you. My Reno Diary will take care of everything from start to finish so that you can rest.      

HDB Renovation Ideas Singapore: How To Make The Most Out Of Your HDB Flat

HDB renovation Singapore projects are a common thing nowadays. People want their house renovation ideas Singapore to be more beautiful and comfortable, so the house needs to be renovated or improved from time to time. However HDB renovation can take away a lot of money, especially if you do not have enough budget for it. You need to prepare certain things before doing this kind of project. The first thing is by determining the budget that you want to use for this project. 1.Cool colors 4-room HDB's Scandinavian interior design, which is airy and light. The cool tones, with pops of gold and teal throughout, give the 4-room HDB a refreshing appearance. The design is clean and picture-perfect, with a cozy bar nook in the living room and a dining space separated from the kitchen by a glass partition.   2.Rustic open concept As charming as 5-room hdb interior design ideas get. Blue shades add a simple pop of color, while small details like hanging pots on a metal mesh beautifully recreate a vintage ranch house kitchen. Consider making an aesthetically pleasing açai bowl or smoothie in this location. The raw cement floor and walls complement the dark wooden furnishings for a rustic-chic look. Glass walls allow you to see into the office space from the living room, visually expanding the space. My Reno Diary is a best hdb interior design Singapore that allows homeowners to create a diary of their renovation ideas along with beautiful pictures of the finished project. We convert these ideas into beautiful 3-room hdb interior design ideas which can be shared with best friends and family. 

Best Kitchen Hood Ideas For Your Home

The days of strictly functional kitchen hood and hob designs are over. The kitchen has always been nearly everyone’s favorite room and the heart of the home. Today’s kitchens pour on a lot of styles, and the range hood, once a plain, unremarkable eyesore, is now either a grand statement that draws the eye or a subtly integrated extension of the cabinetry. How should your kitchen hood look? That depends on your style and taste. Your dream kitchen maybe a high-tech wonder full of sleek stainless steel appliances or a throwback to a country kitchen with red brick and warm woods. There’s a kitchen range hood and hob to fit every vision. Here are just a few kitchen design ideas to take your space from functional to a personable showcase for your culinary talents. Two-Tone Matching Range Hood To provide a more dynamic look to your kitchen, a two-tone kitchen hood design idea uses two neutral colors to make a beautiful and bold statement in the kitchen. Contrasting colors establish a visually exciting appearance while looking clean and coordinated. Light and medium colors together give any kitchen a simple, yet gorgeous look. The range hood can match with the cabinetry or be covered up by it, and accented by a contrasting tile backsplash. The range hood could also oppose the color of the cabinetry, creating not only an eye-catching pop of color in the room but also a conversation starter. Stainless Steel Sleek Modern Kitchen Sleek modern kitchen hood  designs feature elegant color schemes and smooth cabinetry. Contemporary flat surfaces give this style a distinctive, bold appeal. Typically, this design has minimal colors, and bold accents, which create an interesting and unique style for the heart of your home. The range hood in this style of the kitchen can stand alone as a modern focal point or can be hidden behind fluent, continuous cabinets. An easy DIY solution for a range hood in a sleek modern kitchen is to cover it in high heat paint, cooker hood replacement in a bold color that coordinates with the color scheme of your kitchen.   No matter what style you choose, your kitchen should be comfortable and attractive to the person who spends the most time in it: you. Your kitchen range hood is highly functional, but it doesn’t have to stick out like a sore thumb. My Reno Diary offers best kitchen hood singapore. All it takes is a creative idea, a willing contractor, or some DIY inspiration to fit our function into your style. No matter your style, My Reno Diary has the best kitchen hood design ideas in Singapore. Call us now!

4 Tips For BTO Kitchen Design Ideas

When you look at kitchen renovation ideas, you will be able to find a broad array of options. Some are well suited to large ones, whereas others are specifically designed to keep in view smaller ones. Whether you own a big house or a small apartment, you are bound to find many different kitchen renovation ideas from which you can choose the designs that best suit your requirements and preferences. If you are living in Singapore, chances are you are living in an HDB flat. Whether you have a small space for your HDB BTO kitchen or a huge area, there are various ways through which you can revamp its appearance. Even in small-spaces, if the space is utilised properly, it can lead to a convenient kitchen that not only serves the purpose but does not appear cluttered as well.  Here, we will describe a few BTO kitchen ideas which you can adopt to change the appearance of your HDB BTO kitchen design ideas. Be it a small one or a big one, we have creative ideas to suit your needs! HDB BTO Small Kitchen Design Ideas Hdb small kitchen design ideas is practically a national pastime to complain about how small our HDB flats are. But say what you will, scarcity does compel us to become more creative and resourceful. The multi-purpose kitchen cart is an alternative to a stationary kitchen island. It takes up less space and offers you the mobility that a kitchen island does not. When it’s not in use, simply wheel it away to a corner to make space in between. Besides the extra work surface, multi-purpose kitchen carts come with extra storage. And, if you get one with a dining surface, you can use it as a dining table too. To complete the look, go ahead and select some matching stools. Your HDB BTO kitchen might be small, but with the right lighting, you can make it feel more spacious and comfortable. This flat in Anchorvale Crescent has a really small kitchen but the use of lighting makes it feel more spacious than it is. HDB BTO Kitchen Island Design What do you get when you combine functionality, portability and the island kitchen? You get a one of a kind island kitchen that serves as a prep station and when you need the kitchen floor space, simply unclip the wheel locks and roll the island kitchen to the sides and convert it into a buffet. This idea makes the hdb bto kitchen island design something of a convertible and versatile piece of furniture. Especially if your hdb home is quite small and the idea of having limited floor space is out of the question. You can even add an extendable or foldable countertop. Island kitchens are often seen in contemporary and modern interiors, particularly in large spaces. But, believe it or not, island kitchens have also been employed in smaller areas, making it one of the most versatile and efficient kitchen configurations ever. And in recent years, innovative and ingenious designs have transformed the modern island kitchen into unique kitchens that have more than one function, if not more. 5 Room BTO Kitchen Design With a larger flat, there’s more room to play around with the layout in your BTO flat. A typical 5-room BTO kitchen design layout with the household shelter located outside the kitchen. In this layout, you can go for a generous sized kitchen island that is approximately 200cm by 90cm. Have the sink located on the island so that there’s an efficient work triangle configuration. Also, make sure there’s at least an 80 to 90cm wide passageway on both sides of the island. Bar stools by the island turn it into cosy breakfast nook or a workspace. Do remember to include an overhang for knee room. The living and dining room sit together in an open-plan space. Create a bay window seating area for more storage room and more flexible seating, useful if you tend to entertain often. In this layout, the dining table can go pretty long although when purchasing the table, make sure it can fit into your BTO elevators. The same goes for the sofa. 4-room bto kitchen design In this 4-room BTO layout, the household shelter lies outside the kitchen so there’s actually more room to play around with the kitchen configuration. You can opt for an L-shaped layout with a peninsula, like the one I illustrated above, and have the dining table joined with the peninsula counter. This kitchen layout maximises countertop space, while creating the perfect zone for entertaining and hosting. There are some kitchen variations to consider: Skip the L-shaped and go for one-wall plus island. If you're considering a closed concept BTO kitchen design, you might want to go with a galley layout. The dining area fits the space outside the kitchen. In the layout illustrated above, I went with a custom-built, counter-height table to flush with the peninsula. You can go with a normal table height for your dining table though. The space can fit a 160 or 180cm wide table. If you’re looking for more ideas about bto kitchen renovation package , call My Reno Diary, as an interior designer firm, My Reno Diary approach to each project renders one of a kind spaces, which distil essence and spirit of the individual. My Reno Diary understand the science behind design and the team are well equipped with the right tools to deliver. To help homeowners in better understanding what they are getting and how would their new home look like as the design concepts are about to take flight. Call us now!

Kitchen Design Ideas For Small 3 room BTO

We all dream about having a huge, open, and luxurious kitchen. These dream spaces are usually featured on TV shows and movies – they always have gorgeous quartz countertop, stainless steel appliances, and a large, functional island. Unfortunately, we can’t all afford the kitchen of our dreams. That means our kitchen dreams need to scale down to size. The kitchens in our 3 room bto hdb flats eligibility are not known for their luxurious size. However, small bto 3-room design ideas aren’t automatically bad kitchens. With some ingenuity and smart interior design, you can transform any part of your home into a stylish and highly functional area. Check out these excellent 3-room bto hdb interior design ideas to see how you can revamp your small 3 room bto hdb  kitchen and make the best out of the humble space you have. Open Concept Kitchen With Serving Hatch Do you want a kitchen that’s a little more closed-off but you’re still able to open up to see the living room? Having a kitchen serving hatch, also known as an access window will be the perfect eligibility solution. With 3-room bto renovation ideas you will be able to pass food and drinks quickly to the dining table instead of making multiple trips to the kitchen. Add bar stools to the serving hatch and turn it into a breakfast bar too! When you’re doing heavy cooking, simply close up the space with glass panels or windows. For lighter cooking, open up the hatch and chat with your family and friends as you prepare the meal. Open Concept Kitchen With Built-In Banquette For a cosy and relaxed dining ambience, consider adding a built-in banquette in your 3 room bto open concept kitchen! Not only do these seats double as storage space (look at all those shelves!) but it also eliminates the need for a separate dining room. To create a bold banquette, opt for patterned and vivid upholstery fabric. If you’re tight on bto 3-room flat space, combine the banquette and the kitchen island! Having a banquette is a comfortable alternative to a breakfast stool, especially if you’re sitting for long periods. This space doubles up as a work desk for you and your little ones to complete your tasks! Adding Kitchen Island For Extra Storage Many young bto 3-room flat homeowners love the idea of having an island in their 2 room flexi kitchen design and understandably so. There are many benefits to having one – not only does it create extra size storage space, but it can also be used as an additional food preparation area, dining table and even a work desk. To keep your bto 3-room flat space flexible, you can opt for a movable kitchen island. If you need more storage space, consider getting a kitchen island with side storage shelves! Kitchen Island With Dining Table Attached One of the perks of having a kitchen island-dining table hybrid is that you save a ton of space. Additionally, the dining side doubles as extra 3 room layout plan space for food prep and the island side work as extra dining space if you’re hosting a family gathering. If you prefer having an obvious separation between the food prep and consumption area, consider using different countertop materials for the different zones. For a neater and seamless 3 room BTO design, consider having the kitchen island and dining table at the same height. However, it might not be ideal if you have children or the elderly at home as the table would be at a counter height. If you’re tight on 3-room bto renovation ideas space size, a pull-out dining table might be the best choice for you. Once you’re done with your meals, simply tuck it away to save 3 room layout plan space! Kitchen Peninsula With Breakfast Bar For a 3-room BTO HDB flat and are tight on space, a kitchen peninsula is a great alternative to a kitchen island. While a kitchen island stands on its own, a peninsula is an extension of the kitchen as it is attached to a wall on one side. With a peninsula, you gain extra space for food prep, storage and even dining! Instead of investing in a separate dining table, you can save space by using the peninsula as a dining area 3 room layout plan. With these five ideas for small 3 room bto kitchen renovation, you’re ready to transform your cooking space intoyour dream kitchen! Of course, it’s always a good idea to take a few tips or asking 3-room bto renovation price from the professionals. Contac My Reno Diary to see how we can help your small 3 room bto kitchen renovation with high-quality quartz kitchen countertops and leakproof sinks!

Kitchen Tiles Design Ideas For Your Home

    Tiles are one of the most popular choice for kitchen flooring and walls. These are not just durable and hard but also water-resistant and easier to clean. Tiles can also bear water spills and you do not have to worry about odour and bacteria. Moreover, the tiles for kitchen wall can be installed and arranged in patterns as per your choice. There are a lot of colours, shapes and styles available in the market which can make your kitchen look more modern and beautiful. Types of kitchen tiles Ceramic Also known as non-porcelain, these types of tiles are made of clay. Ceramic tiles are glazed, to create a hard-looking surface. As it is soft, it is easier to install. Due to its glazed nature, the surface resists water splashes and spills. However, these kitchen design tiles are prone to damages.   Porcelain These types of tiles are made with a mixture of sand and clay. These are harder and denser than ceramic tiles, as they are manufactured under intense heat and pressure conditions. These are also less porous and can withstand tough climatic conditions, including extreme humidity and heat and high traffic areas such as kitchens. These kitchen design tiles are also water-resistant but require high proficiency during installation due to its hardness.   Stone tiles Made of natural stones such as granite and marble, these are the most expensive options, vis-à-vis kitchen design tiles. These are extremely porous and have to be sealed very effectively, to prevent it from wearing out. In fact, it requires sealing in every two-three years. Also, such surfaces require polishing which make it slippery when wet. What do copper, stainless, hardwood and glass have in common? They represent some of the hottest tile trends currently popping up in hip kitchens and baths. Here's what designers have to say about today's latest kitchen tile design trends. Hardwood We all love the look of hardwood flooring, but most contractors say it has no place in a moist bathroom. The next best thing may be faux hardwood porcelain tile. The tile industry has gotten really creative at manufacturing tiles out of one material to look like another material, a perfect example is porcelain tile made to look like real hardwood. It looks fabulous. Available in 2-, 3- and 4-inch planks, the tile is much easier to care for than real wood. And porcelain's natural resistance to moisture makes it an appropriate material for kitchen and bath applications.   Pictures Frame a Window For a totally finished look in a kitchen or bath, removing a window's existing wood casing and replacing it with tile. We call it pictures framing the window. A natural stone or ceramic border tile with some depth for the best results for kitchen tiles design pictures. And to really tie the look together, incorporate tile used elsewhere in the room.

7 Ideas To Get Modern Kitchen Backsplash Ideas on a Budget

  A kitchen backsplash is a design opportunity to use color and pattern, experiment with materials, and add a dose of personality to the most frequently used gathering space in the house. It's also a relatively small canvas that doesn't cost an arm and a leg to renovate if you change your mind and want to try something new. Whether you are looking for a custom-designed tile pattern, a gorgeous piece of stone, peel and stick, an unconventional material, a jolt of color, a metallic finish, or a classic finishing touch like subway tile, a backsplash can be more than just a practical piece of kitchen armor against unwanted splashes and splatters. Think of it like a great necklace or a pocket square—that finishing touch that brings the whole ensemble together. Check out these inspiring modern kitchen backsplash ideas on a budget to spark your own creativity and turn your kitchen into a conversation piece. Markdown tile Tile has a reputation of being a pricey material, which is why some homeowners avoid kitchen backsplash tile ideas. While kitchen backsplash tile ideas can come with a big price tag, that's not always the case. Savvy shoppers know that shops offer deep discounts of donated tile. No matter where you source your tile, you can save a bundle by installing it yourself. If mortar and grout seems intimidating, consider a mess-free solution like the SimpleMat, which makes your kitchen backsplash tile ideas installed faster, cleaner, and less of a hassle.   Savvy stencils Stenciling is a great way to add some personal flair to walls, furniture, and even modern kitchen backsplash ideas on a budget. While there are plenty of ready-made stencils available, you can also purchase versions that allow you to fashion a custom picture design. Working in one small area at a time, paint your pattern in the colors of your choice for a finished product that's guaranteed to boost the style quotient of the busiest room of the house. Beyond-basic beadboard Beadboard makes for an elegant and easy backsplash—just witness its cozy, tidy appeal in this modern kitchen. An economical alternative to kitchen backsplash tile ideas, beadboard is also relatively easy to install. Start by measuring and cutting the panels. Once you’ve made sure they fit, press them into place with adhesive, and finish by securing them to the wall with nails for a minimalist look that makes a huge impact.    CD show-off In our world of iPods and MP3 players, CDs have become a thing of the past. But there's no need to toss those Technicolor disks! Instead, consider repurposing your favorite tunes into a decorative modern DIY project, just like the clever creators of this mosaic backsplash did. Use plastic-cutting scissors to break the CDs into pieces, glue them in position, and then grout. You'll love how the finished product bounces colorful light around your kitchen backsplash on a budget. .