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Singapore 757087.
+65-6255 1010

60 Ubi Cresent,
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Singapore 408569.
+65-6844 1010

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Are you overwhelmed by the myriad of housing options in Singapore? You’re not alone. Navigating the housing market can be daunting, especially with the diverse range of choices available, from 4-room Build-To-Order (BTO) flats to executive condominiums. Each option comes with its own set of benefits and drawbacks, making it essential to understand what best fits your needs and budget.

Many potential homeowners face similar challenges:

  • Affordability: With rising property prices, finding a home that fits within a budget can be challenging.
  • Location: Proximity to work, schools, and amenities is crucial for a convenient lifestyle.
  • Space: Balancing the need for sufficient living space with affordability.
  • Future Value: Considering the resale value and long-term investment potential of the property.

This article aims to provide a comprehensive comparison of 4-room BTO flats with other housing types to help you make an informed decision.

Key Takeaways

  • 4-room BTO flats offer a balance between affordability and space, typically priced between $395,000 to $666,000​ (MoneySmart)​​ (Yahoo Finance)​.
  • Different housing types cater to varying needs, from smaller 3-room BTO flats to luxurious executive condominiums.
  • Location, amenities, and future resale value are critical factors to consider in your decision.

4-Room BTO Flats Overview

What are 4-room BTO flats?

A 4-room BTO flat typically consists of three bedrooms, a living room, a kitchen, and two bathrooms. The pricing for these flats generally ranges from $395,000 to $666,000, depending on the location and amenities available. Popular BTO locations include Queenstown, Tampines, and Jurong East.

Comparison with Other Housing Types

Housing TypePricing (Source)SuitabilityProsCons
3-Room BTO Flats$351,000 to $446,000 (PropertyGuru)Ideal for smaller families or couplesMore affordable, easier to maintainLimited space for larger families or future growth
5-Room BTO Flats$627,000 to $728,000 (Yahoo Finance)Suitable for larger families needing more spaceAmple space, higher resale valueHigher cost, longer wait times for completion
Resale Flats$928,000 (median for 4-room) (Yahoo Finance)Often older, may require renovationImmediate availability, established neighborhoodsHigher cost, potential renovation expenses
Executive Condominiums (ECs)Generally higher than BTO flatsPrivate amenities such as swimming pools, gymsLuxurious facilities, gated communitiesHigher entry price, potential restrictions on resale

This table provides a clear comparison of 3-room BTO flats, 5-room BTO flats, resale flats, and executive condominiums, highlighting key factors such as pricing, suitability, pros, and cons.

Location Analysis

LocationEstimated Price (4-room BTO)AmenitiesTransportSuitable For
Jurong East$283,000 – $388,000Near Jurong Lake Gardens, Jem, Westgate, IMM, Ng Teng Fong General Hospital​ (Yahoo Finance)​Pandan Reservoir MRT (2028)Nature-lovers, families
Queenstown$537,000 – $763,000Close to Holland Village, multiple schools, 20 minutes to city centre by car​ (MoneySmart)​Holland Village MRT (10-minute walk)Families, seniors, city-lovers
Tampines$464,000 – $580,000Good for families, various schools, shopping malls​ (PropertyGuru)​Tampines MRTFamilies, shopping enthusiasts

Lifestyle and Amenities

  • 4-Room BTO Flats: Typically include basic amenities such as playgrounds, fitness corners, and sometimes childcare centers.
  • Comparison: ECs offer more luxurious amenities, while resale flats may vary widely depending on age and location.

Financial Considerations

  • Cost Analysis:
    • 4-room BTO: $395,000 to $666,000.
    • 3-room BTO: $351,000 to $446,000.
    • 5-room BTO: $627,000 to $728,000.
    • Resale Flats: $928,000 (median for 4-room).
  • Financing Options: CPF housing grants, HDB loans, bank loans.
  • Long-Term Value: BTO flats generally appreciate over time, with resale potential dependent on location and market trends.


4-room BTO flats offer a balanced option for many Singaporeans, combining affordability with ample living space. When compared to other housing types, they present a viable choice for families and individuals alike, considering factors like location, amenities, and future value.

Why Choose for Your Interior Design Needs

  • Expertise: specializes in maximizing the space and functionality of 4-room BTO flats.
  • Proven Track Record: Numerous satisfied clients and successful projects.
  • Tailored Solutions: Customized interior design plans to suit your lifestyle and preferences.

For a consultation on how to transform your 4-room BTO into your dream home, Contact Us Now