This website is operated by My Reno Diary Pte Ltd. By using and accessing this website, you agree to be bound by the terms and conditions of use (“Terms”) set out below. If you are dissatisfied with any portion of the contents of this website, or with any of the Terms, your sole and exclusive remedy is to discontinue all use of this website.
We do not guarantee the accuracy, completeness, timeliness, originality, usefulness, performance or fitness for any particular purpose of the contents of this website, nor do we give warranty, undertaking or representation of any kind, either expressed or implied, statutory or otherwise, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. In addition, nothing on this website shall be construed as an offer, solicitation and/or recommendation to any person and/or class of persons to buy any of the securities and/or class of securities referred to in this website.
In no event shall we be liable to any party for any damages, claims, expenses and/or losses of any kind, whether direct, indirect, incidental, special, punitive, consequential or exemplary, arising from and/or in connection with any use of or inability to use this website and/or reliance on the accuracy, availability, timeliness, title, non-infringement, quality, reliability, suitability and/or completeness of the contents of this website.
All copyright, trademarks and other intellectual property rights used as part of this website are vested in My Reno Diary and/or its licensors. You shall not reproduce, distribute, publish, upload, post, transmit or hyperlink any of the materials provided through this website, including text, graphics, code and/or software, in any manner and in any form without the express, prior written approval of My Reno Diary and/or its respective licensors. You shall also not use this website for any illegal purposes and in particular agree that you shall not send, use, copy, post or allow any posting which is defamatory, obscene, abusive, indecent or in breach of the privacy of any person.
You agree not to send any unsolicited promotional or advertising material, spam or similar materials or any volume messages which may interfere with the operation of this website or with the enjoyment of this website by other visitors. You hereby agree to indemnify My Reno Diary against any costs, claims, losses and damages (including legal fees) incurred by or awarded against My Reno Diary as a result of your misuse of this website or your breach of these Terms.
We reserve the right to make any changes to the contents of this website and/or these Terms at any time and without notice. These Terms shall be governed by and construed according to the laws of the Republic of Singapore, and any claims or disputes of whatever nature shall be subject to the exclusive jurisdiction of the courts of the Republic of Singapore.
Data Protection Policy
My Reno Diary respects the privacy of your Personal Information and we do not collect information about you without your prior knowledge.My Reno Diary endeavours to do its utmost to treat your Personal Information with the utmost care and has implemented strict protocol to protect the confidentiality of your Personal Information.
This Personal Information Protection Policy sets out the principles and processes that Central Precious Metals has in place so as to meet the requirements of the Personal Data Protection Act 2012 (PDPA) and also reiterates that the submission of your Personal Information is voluntary.
Personal Information or Personal Data refers to any information about you from which you can be identified. Examples include your personal particulars, employment details, educational qualifications, billing and payment details, and other information about your use of products, services, websites or for job applications.
By providing your Personal Information to My Reno Diary , you hereby consent to My Reno Diary sharing this information to other affiliates of My Reno Diary for purposes of updating and enhancing their respective records and for My Reno Diary and its affiliates to:-
- collect, retain, use and disclose your Personal Information;
- contact you by telephone, facsimile and/or e-mail; and
- advise you of products and services which may be of interest to you.
Such Personal Information will also be needed and used by My Reno Diary to better the services of My Reno Diary and its business partners, for tracking and verifying compliance withMy Reno Diary policies, for meeting laws and/or for fulfilling editorial and feedback solicitation purposes. My Reno Diary may also share aggregate information about you with advertisers, business partners, sponsors and other third parties. This Personal Information is used to customise My Reno Diary ‘s content and advertising to deliver a better experience to you. The use of your personal information for these purposes will be kept to the minimum required. Where necessary, My Reno Diary and its affiliates may also use the information to resolve any disputes that may arise. My Reno Diary employees, affiliated companies or entities acting on behalf of My Reno Diary with whom we share your personal information will be bound by this statement.
Other than those individuals and entities listed below, your personal information will not be revealed by My Reno Diary to any external body, unless My Reno Diary has your permission, or is under either a legal obligation or any other duty to do so. The information provided by you may be disclosed by My Reno Diary to:
- regulatory authorities;
- lawyers/accountants/auditors or other advisors of My Reno Diary;
- third party service providers; and
- any agents acting on our behalf.
Additionally, My Reno Diary may, in the following situations, collect, use or disclose Personal Information without your consent:
- The Personal Information is generally available to the public.
- The Personal Information is necessary to render a service that the individual has applied for.
- The Personal Information is required by law.
- The Personal Information is for research or statistical purposes, and that the results of the research or statistical processing would lead to an aggregate or de-identified Personal Information and would not lead to identification of an individual by any reasonably foreseeable means.
- The collection, use or disclosure of Personal Information is clearly in the individual’s interest.
- It is impracticable to obtain the individual’s consent at the point of collection, use or disclosure, and if it were practicable for the individual to grant such consent, the individual would be likely to give it.
- Legal, medical, or security reasons make it impossible or impractical for
- In an emergency that threatens the life, health or security of the individual or community.
My Reno Diary to seek the individual’s consent. My Reno Diary uses industry standard practices to safeguard your Personal Information. Nonetheless, due to any limitation(s) in the current security technology, My Reno Diary cannot always ensure that all communications and identifiable Personal Information will never be disclosed to third parties and My Reno Diary does not promise that all communications and personal identifiable information received through its communication channels will always remain confidential.
Respecting Your Choice
As the Do Not Call (DNC) provisions of the Personal Data Protection Act take effect with effect from 2 Jan 2014, organisations are generally not allowed to send marketing messages (via voice calls, SMS or fax messages) to Singapore telephone numbers registered with the national DNC Registry.
My Reno Diary will abide by the DNC provisions, and in this regard refrain from sending any marketing messages if you have registered your Singapore telephone number on the relevant DNC registry, unless expressly allowed under the DNC provisions, applicable laws and regulations.
In addition to our rights under such provisions, laws and regulations, do note that if you have given us consent to send you marketing messages, we may continue sending you marketing or any other messages until you withdraw your consent to My Reno Diary, with by way of registration with the DNC Registry or otherwise notifying us of such withdrawal of consent.
Access to and correction of Personal Information You may, at any time, requests details of their Personal Information that My Reno Diary has collected from you, or information relating to the My Reno Diary’s use and disclosure of his Personal Information.
My Reno Diary has the discretion to decide whether to provide the requested information and the terms on which the said information is provided to you. My Reno Diary has the discretion to refuse to provide the requested information in the following situations:
- Information requested would reveal Personal Information that cannot be disclosed by My Reno Diary on the grounds of public policy, legal, security or commercial proprietary reasons;
- The request would be too costly for My Reno Diary to comply with; or
- The request is frivolous or vexatious.
If you would like a copy of your personal data being held by My Reno Diary, please contact our Data Protection Officer, at the contact particulars set out below. The following administrative charges shall be applicable:
- If you are requesting for information on your personal data held by My Reno Diary, the fees chargeable for the request is S$ 150;
- If you are requesting for information on your personal data by My Reno Diary as well as a copy of such data, the fees chargeable for the request is S$ 250.
We will need 30 working days to process your request for access to your personal data.
You also, at any time, contact My Reno Diary’s Data Protection Officer (“DPO”), to amend his Personal Information on the basis that the Personal Information collected or maintained by My Reno Diary is inaccurate or incomplete.
Satisfactory evidence (in the sole discretion of My Reno Diary) must be provided to prove the inaccuracy or incompleteness of the Personal Information. My Reno Diary will correct its records after the request has been verified and approved.
Your Personal Information will not be kept longer than necessary. In addition, your Personal Information that we possess will be destroyed if you apply to deregister your records.
My Reno Diary reserves the right to amend its data protection policy and the information it has published in relation to the said policy from time to time.
While My Reno Diary takes reasonable care to ensure that information published about its said policy is up-to-date, Central Precious Metals does not guarantee the accuracy or completeness of such information.
To keep you in control of your personal information and the communications sent to you, you may opt out of the following services:
- receiving communications from My Reno Diary and our affiliates about new features, products or services; and
- receiving communications about offers from third-party companies that offer a product or a service that My Reno Diary thinks would be of value to you.
If you object to any of the above services for any reason, you may stop that service via the following communication channels:
For more information about PDPA, please visit the Personal Data Protection Commission’s website at http://www.pdpc.gov.sg